At SpotOn Results, we provide cutting-edge merchant services designed to help businesses like yours thrive.

Merchant Services That Power Your Business

For example, one of our clients, a small coffee shop, increased sales by 20% within three months by using our seamless payment processing.

Whether you’re running a small retail shop or managing a growing e-commerce platform, our customizable solutions offer the tools and support you need to process payments, optimize operations, and boost your bottom line.

Why Choose SpotOn Results for Merchant Services?

Here’s how Spoton Results can transform your payment operations:

✓ Custom Rate Analysis: A tailored evaluation of your
     merchant statement

Transparent Pricing: No hidden fees, ever

Next-Day Funding: For improved cash flow

No Long-Term Commitments: Month-to-Month

Seamless Payment Processing


Credit and Debit cards


Point of Sales 


Contactless payments (Apple Pay, Google Pay, etc.)


Mobile Readers


ACH and recurring billing


E-commerce and online payment gateways

Traditional Pricing

Our competitive pricing ensures you keep more of your hard-earned revenue while enjoying premium services.

Interchange Rates

Processing Rates:

 0.25% + $0.25
 

Preferred Rates

Processing Rates:

Swiped
1.99% + $0.25

Keyed/ Rewards
2.99% + $.25

Custom Quote

Free
Statement
Analysis

Rate Buy-Down Plans: How They Work

Rate Buy-Down Plans allow businesses to access lower processing rates by paying a one-time setup fee based on their current monthly processing volume. These plans are structured to reward higher processing volumes with progressively lower rates.

Here's how it works:
1. Choose Your Rate Tier:  Select a plan that corresponds to your average monthly processing volume. Each tier has a one-time setup fee and specific reduced rates.

2. Pay the One-Time Fee: The setup fee is paid upfront, ensuring access to lower rates for your transactions moving forward.

3. Enjoy Lower Rates: Process transactions at the reduced rates associated with your chosen tier, saving on percentage fees and per-transaction charges.

4. Request an Upgrade for Higher Volume: If your processing volume increases to the next tier, you can submit a request to move up to that rate plan and unlock even better rates.

This flexible structure incentivizes growth by rewarding higher processing volumes with greater savings, making Rate Buy-Down Plans an excellent option for businesses looking to optimize their payment processing costs.

Rate Buy Down Calculator

Rate Buy Down Plans

Core

$150

One Time Fee

Monthly Volume
$0 – $25,000

Processing Rate:
0.20% + $0.20

Growth

$300

One Time Fee

Monthly Volume
$25,001 – $75,000

Processing Rate:
0.15% +  $0.15

Elite

$500

One Time Fee

Monthly Volume
$75,001+

Processing Rate:
0.10% +  $0.10